CALCULATOR
Car Insurance Premium Calculator
Estimate comprehensive + zero-dep car insurance premium based on IDV, age and add-ons.
Vehicle type
Engine capacity (CC)
PA cover for owner-driver₹15 lakh personal-accident cover for the registered owner-driver. Premium: ₹275/year.
Number of passengers₹1 lakh personal-accident cover per passenger. ₹70/passenger/year.
Indicative annual third-party premium as per IRDAI tariff. Final premium depends on insurer underwriting & add-ons.
Estimated annual premium
₹959
Including 18% GST
Base premium₹538
PA owner-driver₹275
Passengers × 0₹0
Subtotal₹813
GST @ 18%₹146
Total payable₹959
IRDAI-approved tariff
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Instant cover from LIC & United India
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